Insurance & AI
The claim stays on the job
Date of loss, the adjuster, the deductible, each supplement, and the check. On Pro, you can put your estimate next to the carrier PDF and get a draft letter. You still read it before it goes out.
AI Estimate Comparison
See what the carrier left off
Drop in the carrier PDF and your estimate. Skallix reads both, flags missing items and price gaps, then drafts the supplement letter with line items and totals.
- Zero-retention contractAnthropic deletes the request from their logs once it completes. Your data never trains the model
- Per-market pricingCatches under-priced labor and material lines specific to your metro
- Missing-item detectionCode upgrades, secondary repairs, debris removal, dump fees
- Supplement drafterOne-click PDF letter, carrier-friendly format, attaches photo proof
Insurance workflow
From date of loss to final check, in one folder
Every claim is a child of a job, so the same data drives sales, production, AI comparison and collection. No re-keying between systems.
1. Insurance company & agent
Pre-loaded database of US carriers. Add agents, adjusters, multiple contact methods. Auto-attached to the claim on creation.
2. Claim & policy
Claim number, policy number, date of loss, peril (hail / wind / fire / hurricane), deductible, depreciation, recoverable depreciation.
3. Adjuster appointment
Schedule the inspection, attach pre-inspection photos, log adjuster notes, capture the adjuster's email for supplement submissions.
4. AI comparison
Upload the carrier estimate + your estimate. Get a line-by-line variance report and a draft supplement letter ready to send.
5. Supplement rounds
Track multiple supplement submissions per claim. Each round has its own letter, status, approved amount and approval date.
6. Collection
ACV cheque, deductible, supplement cheque, depreciation release, final cheque. Net profit calculated as cheques land.
Insurance finance
See which checks are still out
ACV, the deductible, each supplement, and the depreciation check, all on the same job. You can see what landed and what is still sitting with the carrier.
Data & AI privacy
Your estimates never train anyone's model
Skallix uses Anthropic's Claude Sonnet 4 under a zero-retention, no-training contract. Estimate documents and AI responses are deleted from the provider's logs once the request completes. Inside Skallix, claim data is encrypted at rest and in transit, isolated per market, and bound by a no-scraping covenant in our Terms of Service.
- Zero-retention with AI providerAnthropic contractually deletes the prompt and response after the request completes
- No training on customer dataYour estimates, photos and homeowner data are never used to train any model
- Audit log per comparisonWho ran it, when, and on which claim. Written to the activity stream.
- Optional AI-off modeDisable AI comparison company-wide if your insurance program requires it